What is Healthcare Deductible?

Category: Healthcare

1Definition

The amount you pay for healthcare before your insurance starts covering costs.

2Context

Higher deductibles mean lower premiums. Common in high-deductible health plans.

3Example

With a $2,000 deductible, you pay the first $2,000 of medical costs each year.

Common Trap

Meeting your deductible doesn't mean everything is free—coinsurance still applies.

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